Seeking the Heritage bank USSD code to perform simple transactions like withdrawals, transfers, balance checking, airtime recharge, and so on? Whether as a new or old customer, it is necessary you know some essential USSD codes for Heritage bank if not all.

It is not hidden that many Heritage account holders don’t know the Heritage bank USSD code, and they end up asking; What is Heritage bank USSD code for transfer, what code can I use to buy airtime from Heritage bank, what is the Heritage bank USSD code for checking balance, and so on.

If you’re among those seeking answers to those questions or other related Heritage bank mobile banking queries, then stick to this post for you’ll not only see the Heritage bank USSD code here, but I will also show you how to register it, how to activate it and how to use the Heritage bank USSD code for any transactions on your Heritage account.

Are you ready to know those simple Across Bank mobile banking codes? Then, let’s get started!

Table of Contents

About Heritage bank USSD Code

The Heritage bank USSD code is a uniquely created short code, and/or set of codes that are designed by Heritageco to make banking super easy for its customers.

With the code/codes, you can now carry out various transactions on your phone without having to go to a Heritage bank branch. In other words, it is called the Heritage bank 745 mobile banking.

USSD code is common amongst Nigerian banks as it doesn’t only make banking seamless, but it also gets more loyal customers for banks, and Heritage bank is not an exemption. If you’re in a rural area where it is hard for you to get to a physical bank branch since there’s no one close, the best way to bank is using the USSD code.

The cool thing is that you can perform almost any and every banking transaction with the USSD code for Heritage bank. That leads us to the features of Heritage bank mobile banking.

Check Out: Heritage Bank Transfer Code

Features of Heritage bank USSD Code

The following are what the Heritage bank USSD code can help you with.

Airtime and data purchase
Checking account balance
Money transfer to other Heritage bank accounts and other banks
Bill payments
ATM cardless withdrawals
Blocking ATM cards
Opening an account
Betting account funding, and lots more (keep reading to discover them and their codes).

Read Also: Opay USSD Code for All Transactions

Heritage bank USSD Code Requirements

Before knowing and using the Heritage USSD code, here are some requirements that need to be met.

You must be or are about to be a Heritage bank customer
You must have an identity card
A mobile device on which the code will be entered is required.

Once all those requirements are met, you can now use the USSD code for Heritage bank.

Related: Access Bank USSD Code for All Transactions

Heritage bank USSD Code

The Heritage bank USSD code is *745#.

This code can be used to perform several different banking transactions including transfers, withdrawals, airtime, and data purchase, paying bills, checking account balance, opening an account, blocking of ATM card, and so on, right from your mobile phone.

Upon dialing the code, a pop up containing all the listed features and others will be displayed on your screen where you can choose your preferred ones and follow the prompts to use them.

Although the Heritage bank *745# code works well for all transactions, one cool thing about the Heritage bank 745 banking code is that some are designed for specific types of transactions.

Below is a table that contains all the Heritage bank short codes for all transactions.

Related: How to Check BVN for All Banks

List of Heritage bank USSD Code

Transactions	USSD Codes
Check Balance	7450#
Transfer to Heritage bank Account	7451Amount Account Number#
Transfer to Other Banks	7452AmountAccount Number#
Pay with USSD (POS & Web)	745000*RefCode#
Airtime Top Up Self	745Amount#
Airtime Top Up Others	745Amount*Phone Number#
Pay Bills	*745# >> Select Pay Bills
Retrieve BVN	5650#
Block USSD	74511#
Account Opening	*745#
Change USSD PIN	74500#

How to Activate Heritage bank USSD Code

The following is how to easily activate the heritage bank USSD code on your phone.

Using the phone number registered with your account, dial *745*Account number# and follow the prompts
If you have an ATM Card, dial *745*Account Number*Last 6 digits of card#
Accept the USSD fee and proceed.
Select your ATM Card type
Enter your card expiry date
Choose the account
Select your 4-digit PIN
Enter the 4 digit PIN again to complete the registration.

Once this process is successful, you can now use the Heritage USSD code to perform any transactions of your choice.

Heritage bank USSD Transfer Code

The Heritage bank USSD code to transfer money from Heritage bank to Heritage bank is *745*1*Amount*Account Number#. To transfer money from Heritage bank to other banks using the Heritage bank USSD code, simply dial *745*2*Amount*Account Number#, select the bank, and enter your PIN to authorize the transfer.

e.g if you want to send N1500 to 00011111100 (Heritage bank account number) simply dial *745*1*1500*00011111100#. If you want to transfer N1500 to 1000000001 (other banks <First Bank>), just dial *745*2*1500*1000000001#, select the option for First Bank, then enter your PIN.

Heritage bank USSD Code for Checking Balance

You can check your Heritage bank account balance by simply dialing *745*0#, then entering your PIN, and the money you have left in your Heritage bank account will be displayed on your screen.

Heritage bank USSD Code for Buying Airtime

The Heritage bank USSD code to buy airtime for yourself (SIM linked with your Heritage bank account) is *745*amount#. To buy airtime for other numbers/sims, dial *745*Amount*Phone Number#.

E.g if you want to recharge 1,000 Naira for yourself, simply dial *745*1000# and your line will be credited with a ₦1,000 recharge card. If you want to recharge another line 07000000001 (your other lines or for friends and/or family) with ₦500, just dial, *745*500*07000000001#, then enter your PIN to authorize the transaction.

Heritage bank USSD Code for Opening an Account

The USSD code for Heritage bank account opening is *745#, accept the mobile banking terms and continue to follow the prompts to open an account with Heritage bank.

Heritage bank BVN USSD Code

To retrieve your Heritage bank USSD code using the USSD code on Heritage bank, simply dial *565*0#, and follow the screen instructions.

Heritage bank USSD Code to Block

The USSD code to block your Heritage bank ATM debit card is *745*11#.

USSD Heritage bank USSD Code to Block Account

The USSD code for deactivating your account is *745*911#. Just dial the code and follow the screen option.

Heritage bank USSD Code Not Working? Here’s How to Fix it

If you’re a new or old Heritage bank Bank account holder, and you’ve been trying the USSD mobile banking code for Heritage bank and it’s not working, here are some causes and how to fix them.

Bad Network Connection: when there is no or bad network coverage either from your end (mobile network providers) or from the bank’s network, you may get an error message after dialing the Heritage bank USSD to perform any transactions. To fix this, you’ll need to wait for some time and try again.
You’re Not Yet Registered or Haven’t Activated the USSD Code: If you haven’t registered and activated the Heritage bank USSD code with the phone number you registered your account with, the Heritage bank USSD code may not work. To fix this, make sure you activate the Heritage bank USSD code on your line.
You’re Dialing the USSD code on an unlinked/wrong phone number: If the SIM you registered your account number with is not used to dial the code, it may not work. To fix this, make sure you’re using the correct line.

USSD Code for Heritage bank – FAQs

What is the new USSD code for Heritage bank?

The new USSD code for Heritage bank is *745#. This code can be used to perform any mobile banking transactions on a registered number.

How can I get USSD code for Heritage bank?

The USSD code for Heritage bank mobile banking is *745#.

How do I find my USSD Heritage bank account number?

You can get your Heritage bank account number using USSD code by dialing *745#, then follow the screen instructions, and your account number will show up on your screen or be sent to you via SMS.

How do I set up Heritage bank mobile banking?

You can at up your Heritage bank USSD mobile banking by simply dialing *745# using the phone number/line registered with your Heritage bank bank account, select Accept, and start enjoying Heritage mobile banking.

How can I check my Heritage bank details?

You can check your Heritage bank details by simply dialing *745*0#, then your Heritage bank Bank details including account balance will be displayed on your screen.

Conclusion

The USSD mobile banking service is undoubtedly the fastest and easiest way to carry out any banking transactions. This is because you don’t have to visit a bank branch or even use data for carrying out any of these transactions.

With this simple but in-depth post about the Heritage USSD code, I believe you’ve known how to activate the Heritage bank USSD code, and how to use it for various transactions.